Don’t stop at an emergency fund. Build an opportunity fund, too.
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Do you ever feel like you’re stuck in a financial rut? You’re not alone. According to a new analysis by The Ascent, a division of The Motley Fool, almost half of Americans want to be financially prepared for the future but 97% aren't making time to do so.
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Dr. Elizabeth Dunn, an associate professor of psychology and co-author of Happy Money, studies the relationship between money and happiness. She finds that happiness levels remain steady once annual household income reaches $75,000 or more. Her research further indicates that you are better off spending money on experiences rather than material items.
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You are in the driver’s seat.
You get to decide which attitudes and beliefs about money stay, and which ones go.
Your daily habits strongly influence goal achievement or failure.
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Perfectionism is both a blessing and a curse. Money is only one measure of wealth. To build wealth as a perfectionist, you need a slightly different set of tools than everyone else.
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According to Pope Francis in 2015, “the family is the fundamental locus of the covenant between the Church and God’s creation.” As parents, it’s our responsibility to model Christian living for others. Collectively, we can solve some of the world’s biggest problems but must start within our own families.
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